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Who We Are

An independent insurance agency serving Northern Utah and Southern Idaho.

Why Mountain Ridge Insurance Group?

We Give You A Choice

Why work with Mountain Ridge over other insurance brokers in Utah? We provide you with a choice. We represent several insurance companies, offering a variety of coverage options and price points. We take the hassle out of purchasing by removing the need to fill out multiple applications with eight to ten different providers to obtain quotes.

Our experience and knowledge in the industry allows us to provide clients with a better value for your dollar. We do all the paperwork and focus on finding the right blend of price, coverage, and service for your needs.


We Are Licensed Insurance Agents

Mountain Ridge hires licensed experts to help our clients. Mountain Ridge is a team of licensed insurance agents, focused on assessing each customer’s needs and matching clients with the best insurance carrier. We will explain the complexities of insurance into simple terms, making it easier to understand what is covered and what isn’t. Not only are we licensed to work in the industry, we always take the time to listen to our clients and understand your individual needs. We understand finding insurance isn’t just about the price; it is about coverage. We believe knowledge is power and if our clients understand what they are buying and why, they will want to be properly covered.

We Are Your Advocate

The insurance industry is known for causing people headaches. At Mountain Ridge, we are your advocate. We are here to help you with questions about claims or if you need to change your coverage. We always work on your behalf to find you the best coverage for your needs.


We Are Local

Located in Ogden Utah, Mountain Ridge is here to provide you with accurate insurance information for our community. We are ready to help you with your needs and we make it easy with our clear-cut insurance quotes.  We are more than just insurance agents; we are consultants ready to help you with your insurance needs for life. We will periodically review your coverage to ensure you are obtaining the best value.

Living in the community allows us to connect with our neighbors, community leaders, and other businesses. We treat each one of our clients like a member of our own family. We work with clients that have run into a number of issues with insurance such as lack of communication, expensive policies, poor customer reviews, and frustrating coverage plans. We find that we can provide better deals independently as we connect with the insurance companies to bring our clients the right coverage for a fair price. We believe in transparency with our clients and always work hard to build trust with our clients and community.


  • Apartment Building Owners
  • Builders Risk
  • Business Owners Policy (BOP)
  • Church Insurance
  • Commercial Auto
  • Commercial Property
  • Condo Association
  • Contractors Insurance


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The Mountain Ridge team ROCKs! They deliver service and competitive premiums and recommending combining home AND auto really saves my clients CASH! Thanks Mountain Ridge for the fantastic job you do!
M. Qualls
Rick is an amazing agent. I highly recommend him and the entire Mountain Ridge team!
M. Holbrook
Great to work with and always quick to respond! I feel like he always has my best interest in mind.
J. Rodda
Having worked with Mountain Ridge and their clients for many years. I have seen the care and concern that he gives to each client. You will not be disappointed when you choose to have your insurance needs taken care of by Mountain Ridge.
C. Sawyer
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